Statement of changes in beneficial ownership of securities

Report of unscheduled material events or corporate event

Additional proxy soliciting materials - definitive

Initial filing by director officer or owner of more than ten percent

Form of prospectus disclosing information facts events covered in both forms 424B1 424B3

EFFECT

Statement of changes in beneficial ownership of securities

Registration statement for face-amount certificate companies

Report of unscheduled material events or corporate event

CORRESP